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The Importance of Uninsured Motorist Insurance for Bicyclists


Ted Zelman Bike Law is your source for legal information and advice. Ted Zelman is an experienced Trial Lawyer who combines his knowledge of the law with his passion for bicycling.

The foremost goal of Ted Zelman Bike Law is the safety of bicyclists, as well as motorcyclists and pedestrians, on Florida roads and trails. We provide news and information pertinent to bike riders. We also provide advice and legal representation to those who have been injured as a result of a bike crash.

About Ted Zelman:

Ted Zelman has over thirty years experience representing the interests of Florida bicyclists who have been injured in bike accidents. He is a member of the Florida. Justice Association, the American Board of Trial Advocates, and has been honored as a Florida Super Lawyer every year since 2010. Ted Zelman is also active in the cycling, running and triathlon community and is a veteran competitor in these sports.


Obeying the rules of the road is essential. Ted Zelman Bike Law will help you by explaining laws that pertain to bicyclists and others on the road. This video shows the potentially catastrophic consequences that can occur when you do not obey the law.

Uninsured motorist insurance is something that you buy as part of your auto insurance. It provides benefits when you are injured as a result of a motorist's actions.

A bicyclist injured by the actions of a motorist is considered to be a victim of a motor vehicle accident. The bicyclist's auto insurance can be used to compensate the bicyclist for his injuries. This is done through uninsured motorist insurance.

Uninsured motorist insurance is the most important auto insurance you can buy. It protects you from damages caused by a financially irresponsible motorist. Your auto insurer is required to sell you the same amount of uninsured motorist insurance as the amount of bodily injury insurance that you purchase. (Bodily Injury insurance pays others for damages you cause as a motorist.)

Uninsured motorist insurance protects you from damages caused by others. You can't always protect yourself against the recklessness of a motorist. But you can protect yourself from a person who is as financially irresponsible as he is an irresponsible motorist. Buy as much uninsured motorist coverage as you can. It has been my experience that the only bicyclists who are fully compensated after a serious accident are those with uninsured motorist insurance.

If you have any questions about your auto insurance, please call me at 239-598-3222. I am happy to discuss this with you.

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